We offer a complete Internet based account's preparation service for all clients, irrespective of business size or complexity. Currently our clients range from sole traders through to limited companies. A complete and personal service is offered which includes all or some of the following items listed below:

• Sole Trader and small limited company accounts (including contractors)
• Limited company accounts
• Computation of tax liabilities
• Tax Returns, self assessment for individual and company returns
• VAT return services
• Bookkeeping services
• General accounting and tax advice

We aim to produce accurate accounts at a competitive cost. As an Internet based company we are able to offer high levels of client support and therefore become involved in our clients affairs. Offering a personal service we care about our client's success and have the experience to help them achieve their aims. As part of our commitment to client care, we offer a "free of charge" email help service where our clients can send us their queries about Income Tax, VAT, Payroll and Accounting. We then respond by e-mail, usually within 48 hours, with an answer for basic queries, (those taking less than one hour to research.)

If you want to conduct your accountancy via email we are able to accept your records using an Excel spreadsheet that we will provide. The spreadsheet consists of three sections:

• Income Report
• Bank Payments
• Expenses

These should then be emailed to us on a monthly basis, you can also post your spreadsheets to us on disk format or printed copies along with bank statements, invoices and receipts. Details on how to complete these simple reports and examples will be provided. A great benefit is the ability for clients to communicate with us via email whenever they like. Not just during normal office hours! and thus remove as much of the paperwork as possible (inevitable there is still some though!)

GROSS INCOME	SOLE TRADER	LIMITED COMPANIES
Up to £15,000	£75.00	£200.00
£15,001 - £30,000	£200.00	£300.00
£30,001 - £50,000	£250.00	£350.00
£50,001 - £75,000	£300.00	£400.00
£75,001 - £100,000	£325.00	£450.00
£100,001 - £150,000	£350.00	£500.00
£150,001 - £250,000	£400.00	£600.00

Where clients do not have sufficient time or expertise we provide a book-keeping service. Clients records will be maintained on our own computers using modern software, which can be tailored to your requirements. Monthly accounts can be produced as well as lists of debtors/creditors etc. All work will be undertaken at a fixed price, and payments can be made monthly if required please contact us for more information.

We have a facility with Carter Allen Banking, to open bank accounts for individuals, limited companies and sole traders. We can normally provide an account number as soon as the company/business has been set up

The account offers:

• High and tiered rates of interest
• Cheque book for easy access
• Telephone banking - available from 7am to 11pm, 7 days a week, 52 weeks a year
• No minimum balance
• Free banking for up to 20 transactions per month
• Free direct debit and standing order facilities
• Bill payment facilities
• Regular statements

Carter Allen Banking pay generous interest on all credit balances, currently at the following rates:

Account Balance	Gross % p.a. Annual Equivalent Rate (credited quarterly)
£0 - £499	0.50
£500 - £4,999*	2.42
£5,000 - £9,999	3.70
£10,000 - £24,999	4.47
£25,000 - £99,999	4.73
£100,000 +	4.99

* When balance of account is below £5,000 the first £500 receives the lowest rate (0.5%.)

All interest rates quoted are variable and effective from 22/02/00. Gross rate is available to non-taxpayers, companies, charities, clubs and other accounts classified as 'not relevant' under the Income and Corporation Taxes Act 1988. A deposit account is also available that pays a higher rate of interest.

Please contact us if you require any further detail's freebanking@kbaccountancygroup.com

If you are starting up in business we can provide expert assistance on a fixed fee basis. Limited company registration, if required. VAT registration, if required. Inland Revenue registration, Book-keeping Services We can provide a friendly & efficient service for all your accountancy requirements, from sole traders to that of limited companies.

• Fast and efficient completion of accounts and tax returns
• We aim to help you to keep your tax bill in check
• We explain accounts and tax returns in a simple and understandable way

For a free consultation without obligation or if you have any queries please contact us by email admin@kbaccountancygroup.com or complete our online contact form